Why Take Out Health Insurance?
Why take out health insurance ?
We are in perfect health , have never had surgery or had anyessential illness , however, it would not be such a bad idea to get private health insurance . To whom do you find it convenient to hire him?
To anyone who seeks comfort when it comes to receiving medical care in health care, either to a specialist’s appointment or to be hospitalized.
Advantages of health insurance
The best care is the most essential benefit. Policyholders should not wait to receive medical care or go through the GPto be able to see a specialist . Nor should we wait for the result of the tests, especially if we are before diagnoses of danger.
We will be able to choose the doctor or specialist that we want to attend, such as the health center where we will receivehealth care , the options that let us choose in private insurance and depending on the coverage we have chosen themedical staff .
For hospitalization cases, we can have single rooms and other preferential conditions. In the case of traveling abroad, and if we have chosen a coverage with our insurance, we will receivespecialized medical attention .
What should I take into consideration before hiring health insurance ?
Although the amount of the monthly fee that we must pay for having contractedhealth insurance is a more definitive factor to decide, in this type of products it is essential to carefully examine the coverage (whether it offers coverage for Spain or abroad and what Services include: hospitalization, surgery, psychological care, orthodontics, etc.), the medical professionals and clinics that they have (which must answer to professionals of renown and experience in our locality) and if they have a service of attention to the User who allows us to carry out procedures agilely and give answer and advice to each and every one of our doubts about medicalprocedures and services .
Beware of the small print of the mutual health
Health insurers also do not get rid of the dreaded small print.Already before signing, we must read each between the policies of the contract and the small print where there are aspects about services and medical treatments that are excluded from the provision and, of course, the cost of medical services.
Employing an insurance comparator is really helpful, but there is always and at all times to check the policy carefully before deciding.
As an example, certain insurance companies do not cover expenses for previous illnesses at the time of insur- ance, therefore, companies ask for an affidavit from the user to indicate that they have no illness or illness. Likewise must be declared the diseases that have suffered previously
The suspension or renewal of the contract with the insurance company must be communicated (in both parts) in a written document, certified and with acknowledgment of receipt, two months before the date of termination of the contract.